medical discount solutions




Frequently Asked Questions

How does Medical Discount Solutions of Oklahoma save me money?

Saving money using Medical Discount Solutions is easy. After registration you will receive a welcome e-mail with useful information on how our program works. In addition, you will receive your membership welcome packet and your member cards within 20 business days. Simply, choose a participating provider, schedule an appointment and show your card to the front desk. Your fees will be adjusted according to the fee schedule of the appropriate network.

How do we receive prescription drug Savings?

Members of Medical Discount Solutions of Oklahoma receive 20-55% discount prescription savings at over 800 pharmacies state wide. For Tulsa area families, Reasors Pharmacies are the pharmacy of choice in the Exclusive Provider Network. For members outside the Tulsa area, or members who wish to use another pharmacy, please go to our Pharmacy look up section to see a list of other pharmacies state and nation wide.

How would Medical Discount Solutions of Oklahoma benefit my company?

Medical Discount Solutions of Oklahoma provides a way for small to mid size businesses to provide cost effective health care solutions to employees and their families.

Is Medical Discount Solutions of Oklahoma available in my area?

Medical Discount Solutions of Oklahoma is available throughout the state of Oklahoma. To see a list of participating providers, go to our provider lookup section or call your doctor to see if they are participating providers of the Beech Street or American Dental networks.

What if I have a current health condition?

There are no restrictions on being eligible for membership in this program because of current health conditions. Members of Medical Discount Solutions enjoy discounts offered through this program regardless of prior health conditions.

What is The Medical Discount Solutions of Oklahoma membership card?

Medical Discount Solutions of Oklahoma provides alternative healthcare solutions for the growing crisis in the healthcare industry. By joining Medical Discount Solutions of Oklahoma you will receive a substantial discount on health services such as primary medical care, dental care, prescription drugs, vision and hearing care, chiropractic and much more. Medical Discount Solutions of Oklahoma offers solutions for families and individuals throughout the state of Oklahoma. Membership cards will be received within 20 business days after acceptance.

What is the preferred Provider Network?

The Preferred Network is a large network of hospitals, physicians, specialists and facilities across the entire state, the entire country, and Puerto Rico, that Medical Discount Solutions members have access to health care.  The preferred provider network is made up of 393,225 physicians, 1,269 Hospitals, and 34,409 ancillary facilities.

What is the Exclusive Provider Network?

The Exclusive Network is a small network of providers in the Tulsa area that our members have access to health care. Providers on our Exclusive network have price lists on our site available for our members to view.

Do I have to file a claim form to get the savings?

No. There are no claim forms or other paperwork to file. Most providers will provide you with the network price immediately during your visit according to the appropriate fee schedule of the appropriate network.

Who is included in your household?

Household is defined by Medical Discount Solutions of Oklahoma as being you, your spouse and/or children up to the age of 21. Children under the age of 21 living at home or away at college are eligible.

What if I am traveling or moving and need to use one of the health services?

Memberships at Medical Discount Solutions are valid anywhere across the United States including Puerto Rico.

Why would a provider be interested in this program?

Medical Discount Solutions of Oklahoma allows providers to have a new customer base which pays at the time of service instead of waiting long periods to be compensated by the slow paying insurance companies.

Are there any age restrictions?

Medical Discount Solutions of Oklahoma accepts membership regardless of age. Therefore no age restrictions apply to this program.

Are there any restrictions to become a Member?

Medical Discount Solutions of Oklahoma cannot accept Medicare or Medicaid members. Medicare and Medicaid members already receive a government sponsored discount.

How does Medical Discount Solutions of Oklahoma program differ from insurance?

The Medical Discount Solutions of Oklahoma program is not insurance! Medical Discount Solutions does not make payments directly to providers or facilities. There are no claim forms to complete. Members of Medical Discount Solutions pay at the time of service and receive a discount at participating providers and facilities.

I already have insurance. How does the Medical Discount Solutions card work with my insurance?

Medical Discount Solutions of Oklahoma can be used with some insurance in order to reduce the out-of-pocket expenses. The Medical Discount Solutions of Oklahoma savings are based on the total cost of the product and/or service before any insurance claims are filed. Therefore, if your insurance has a high deductible or a high co-payment, the Medical Discount Solutions of Oklahoma savings can be applied to decrease the out-of-pocket expense. You may be able to use your card for prescription drugs not covered by your HMO or managed care plan. You can also use the Card to cover expenses not covered by most insurance plans such as dental and chiropractic care. Medical Discount Solutions of Oklahoma does not undertake to pay or reimburse you for your health care expenses. Medical Discount Solutions of Oklahoma does not make payments to providers or facilities for services rendered.


Medical Discount Solutions of OK programs are NOT INSURANCE, but provide discounts at certain health care providers for medical services. Medical Discount Solutions of OK does not make payments directly to the providers of medical services. The member is obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted with Medical Discount Solutions of OK. A health discount program is not considered a plan for purposes of creditable coverage. A certificate of creditable coverage will NOT be issued upon termination of the discount program. Medical Discount Solutions of OK does not apply to members of medicare/medicaid.

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